Bank Commonwealth Telah Membantu Nasabah Dalam Membangun Riwayat kredit Pertama

Bank Commonwealth Telah Membantu Nasabah Dalam Membangun Riwayat kredit Pertama
Bank Commonwealth Telah Membantu Nasabah Dalam Membangun Riwayat kredit Pertama
Bank Commonwealth Telah Membantu Nasabah Dalam Membangun Riwayat kredit Pertama
Bank Commonwealth Telah Membantu Nasabah Dalam Membangun Riwayat kredit Pertama

Ekonomi – PT Bank Commonwealth (“Bank Commonwealth”) berkomitmen untuk membantu masyarakat dalam menyediakan akses-akses pinjaman, terutama untuk para calon nasabah yang dimana masih belum mempunyai riwayat kredit.

Bank Commonwealth Telah Membantu Nasabah Dalam Membangun Riwayat kredit Pertama – Ini semua diwujudkan dengan meluncurkan produk Commonwealth KTA (Commonwealth Kredit Tanpa Agunan) yang dapat digunakan untuk bisa memenuhi berbagai keperluan pribadinya misalnya seperti pembayaran biaya pendidikan, pernikahan, kesehatan, dan kebutuhan dan juga konsumsi lainnya.

Rustini Dewi, selaku Director of Retail Banking Bank Commonwealth telah menjelaskan pentingnya akan membangun riwayat kredit menjadi kredibiltas keuangan dalam jangka panjang nasabah.

“Sekarang ini pemahaman dari riwayat kredit memang masih belum terlalu dapat dimengerti secara luas. Karena kami sering mendapatkan calon nasabah yang mempunyai riwayat kredit yang kurang baik hanya karena kesalahan yang kecil, misalnya terlewatkan tanggal untuk pembayaran kredit,” katanya.

Maka dari itu, di kemudian hari, mereka akan mengalami kendala ketika pengajuan kredit yang jauhlebih besar, misalnya seperti kredit rumah maupun apartemen.

“Maka dari itu, kami juga akan mengajak para calon nasabah agar mulai membangun riwayat kredit yang baik jadi dapat memudahkan mereka di masa mendatang atau kemudian hari,” katanya.

Rustini Dewi juga menyarankan agara memperhatikan setidaknya ada tiga hal dalam untuk membangun riwayat kredit.

“Pertama, pembayaran tagihan yang dimana harus tepat waktu, sehingga nasabah harus membuat sistem pengingat secara khusus di setiap pembayaran tagihan. Kedua, pastikan saja kalau pinjaman digunakan dalam tujuan yang jelas dan juga terencana. Ketiga, jangan anda menunda rencana finansial anda, sehingga kredit tersebut sama sekali juga digunakan dengan bijaksana,” tandas Rustini Dewi.

Commonwealth KTA telah memberikan batas pinjaman dari Rp10 sampai 100 juta dengan pilihan jangka waktu pinjaman yakni 24 ataupun 36 bulan. Keistimewaan lain dari Commonwealth KTA yakni proses administrasi yang jauh lebeih cepat, yakni hanya dalam satu hari kerja saja.

Riwayat kredit adalah data pinjaman dan juga pembayaran pinjaman yang dimiliki oleh seseorang sejak untuk pertama kali mendapatkan kredit dari pihak bank. Di Indonesia, terdata ini tersimpan di dalam Sistem Informasi Debitur (SID) Bank Indonesia.

Baca juga : Pada Sore Ini Rupiah Mampu Bertahan di Zona Aman dan Nyaman

Mengacu pada data Statistik Informasi Debitur pada 2015, jumlah debitur di bank umum yang dimana informasinya tersimpan di SID berjumlah 78,197,000, sekitar 30% persen dari total jumlah penduduk Indonesia. (ch)

62 Komentar

  1. Pretty section of content. I just stumbled upon your site and in accession capital to assert that I acquire in fact enjoyed account your blog posts. Anyway I will be subscribing to your augment and even I achievement you access consistently rapidly.

  2. What i don’t understood is actually how you’re no longer really much more neatly-liked than you might be now. You’re very intelligent. You realize thus significantly in the case of this subject, made me for my part consider it from numerous numerous angles. Its like men and women aren’t interested unless it¡¦s something to do with Woman gaga! Your own stuffs nice. Always take care of it up!

  3. Hiya very cool site!! Guy .. Beautiful .. Amazing .. I will bookmark your web site and take the feeds additionally…I am satisfied to find so many useful information here in the post, we need work out extra strategies on this regard, thanks for sharing.

  4. Thanks , I have just been searching for info about this subject for ages and yours is the best I’ve discovered till now. But, what about the conclusion? Are you sure about the supply?

  5. Today, I went to the beachfront with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!

  6. The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.

  7. Zune and iPod: Most people compare the Zune to the Touch, but after seeing how slim and surprisingly small and light it is, I consider it to be a rather unique hybrid that combines qualities of both the Touch and the Nano. It’s very colorful and lovely OLED screen is slightly smaller than the touch screen, but the player itself feels quite a bit smaller and lighter. It weighs about 2/3 as much, and is noticeably smaller in width and height, while being just a hair thicker.

  8. Excellent post. I was checking continuously this blog and I am impressed! Very helpful information particularly the last part 🙂 I care for such information a lot. I was looking for this certain info for a very long time. Thank you and best of luck.

  9. Merely a smiling visitant here to share the love (:, btw great design. “Competition is a painful thing, but it produces great results.” by Jerry Flint.

  10. I¡¦ll right away take hold of your rss as I can’t to find your email subscription link or e-newsletter service. Do you’ve any? Please let me realize in order that I may subscribe. Thanks.

  11. Thanks , I’ve recently been searching for information about this subject for a long time and yours is the best I have came upon till now. However, what in regards to the conclusion? Are you sure about the supply?

  12. magnificent put up, very informative. I ponder why the opposite specialists of this sector do not realize this. You must proceed your writing. I am confident, you’ve a great readers’ base already!

  13. I have realized that online education is getting well-liked because accomplishing your college degree online has changed into a popular option for many people. Numerous people have definitely not had a possibility to attend a traditional college or university although seek the improved earning potential and career advancement that a Bachelor’s Degree provides. Still some others might have a qualification in one field but would wish to pursue a thing they now possess an interest in.

  14. Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!

  15. Thanks, I have just been searching for information about this subject for a while and yours is the greatest I’ve came upon till now. However, what concerning the bottom line? Are you sure in regards to the supply?

  16. Howdy would you mind letting me know which hosting company you’re using? I’ve loaded your blog in 3 completely different web browsers and I must say this blog loads a lot faster then most. Can you recommend a good web hosting provider at a honest price? Cheers, I appreciate it!

  17. I simply wished to thank you so much all over again. I’m not certain the things that I would have created without the entire solutions provided by you over my concern. Completely was a very hard condition in my view, but encountering the very specialised style you treated the issue forced me to weep over fulfillment. Now i am grateful for this service as well as expect you know what a powerful job you happen to be providing educating many people all through your web site. Probably you’ve never got to know all of us.

  18. Thanks for another wonderful post. Where else could anyone get that type of information in such an ideal way of writing? I have a presentation next week, and I am on the look for such information.

  19. I would like to thnkx for the efforts you’ve put in writing this blog. I’m hoping the same high-grade site post from you in the upcoming also. Actually your creative writing abilities has encouraged me to get my own website now. Actually the blogging is spreading its wings quickly. Your write up is a great example of it.

  20. you are in point of fact a good webmaster. The website loading pace is incredible. It sort of feels that you’re doing any unique trick. Furthermore, The contents are masterwork. you’ve performed a fantastic process on this subject!

  21. Nice read, I just passed this onto a friend who was doing some research on that. And he actually bought me lunch as I found it for him smile Thus let me rephrase that: Thank you for lunch! “By nature, men are nearly alike by practice, they get to be wide apart.” by Confucius.

  22. What i do not realize is actually how you are no longer actually a lot more neatly-preferred than you might be now. You’re very intelligent. You realize thus significantly in terms of this matter, produced me in my opinion believe it from a lot of various angles. Its like women and men don’t seem to be interested except it’s something to accomplish with Woman gaga! Your own stuffs outstanding. At all times maintain it up!

  23. It’s in point of fact a great and helpful piece of information. I am happy that you shared this helpful info with us. Please keep us up to date like this. Thanks for sharing.

  24. If you’re still on the fence: grab your favorite earphones, head down to a Best Buy and ask to plug them into a Zune then an iPod and see which one sounds better to you, and which interface makes you smile more. Then you’ll know which is right for you.

  25. I as well as my guys were checking the nice things on your web blog and so then got an awful suspicion I had not thanked the web blog owner for those techniques. My people became for that reason glad to learn them and have in effect quite simply been loving them. Thanks for turning out to be well kind and then for pick out this sort of outstanding guides most people are really wanting to discover. My very own sincere apologies for not expressing gratitude to sooner.

  26. I’ve been surfing on-line greater than three hours lately, but I by no means discovered any attention-grabbing article like yours. It is lovely price enough for me. In my view, if all webmasters and bloggers made good content material as you did, the internet will probably be a lot more helpful than ever before.

  27. I¡¦ve learn some just right stuff here. Definitely worth bookmarking for revisiting. I surprise how much attempt you place to create this kind of great informative site.

  28. The subsequent time I read a weblog, I hope that it doesnt disappoint me as much as this one. I imply, I do know it was my choice to learn, however I actually thought youd have something interesting to say. All I hear is a bunch of whining about something that you might fix for those who werent too busy on the lookout for attention.

  29. Thanks for your whole labor on this website. Ellie takes pleasure in managing internet research and it’s easy to understand why. A lot of people learn all regarding the powerful method you offer powerful ideas by means of the website and even cause participation from website visitors on this theme so my girl is becoming educated a lot. Take pleasure in the remaining portion of the new year. You have been carrying out a great job.

  30. I wish to show some appreciation to this writer for rescuing me from this type of challenge. Right after researching through the the net and meeting suggestions that were not pleasant, I believed my life was well over. Living without the presence of strategies to the issues you’ve resolved all through your good site is a serious case, as well as those which might have in a wrong way affected my entire career if I hadn’t encountered your blog post. Your primary ability and kindness in handling a lot of stuff was helpful. I am not sure what I would have done if I hadn’t come across such a step like this. I’m able to at this point look ahead to my future. Thanks a lot so much for the skilled and result oriented help. I won’t be reluctant to suggest your blog post to anyone who requires guide about this situation.

Leave a Reply

Alamat email Anda tidak akan dipublikasikan.


*